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Price the n8n decision you actually have.
Estimate complete workflow executions, add capacity headroom, find the closest current Cloud plan reference, and include your time in the cost of self-hosting.
What this estimate leaves out
Plan features can matter more than the arithmetic. Check concurrency, shared projects, execution retention, source control, custom nodes, local network access, and support before choosing. Self-hosting also needs a tested restore procedure, security updates, and someone who responds when workflows stop.
Use 30.4 days for an average month. Chat messages are counted as one execution each because that is the estimation method in n8n’s current pricing guidance. Change the inputs if your workflow design behaves differently. Headroom is applied before matching a Cloud plan reference.